1Password vs Keeper: Which Is Better in 2026?

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I opened a 1Password trial on 10/09/2026 and took its checkout to the payment step. The pricing page said the same on 10/20/2026. This site has no Keeper account. Keeper’s column comes from its pricing, trial, terms and security pages on 10/20/2026.

One caveat on Keeper’s prices. Its pricing page showed our network $52.88 and $113.15 a year. Those are the U.S. list prices plus a 23% European value-added tax. The dollar figures below come from the same page read through a U.S.-located fetch.

Side-by-side comparison

Feature	1Password	Keeper
Our score	7.1/10	Not scored: no test account
Company	AgileBits Inc., Toronto, Canada	Keeper Security, Inc.
Cheapest paid plan, per year	$47.88 (Individual)	$42.99 (Keeper Unlimited)
Paying month to month	$4.99	Not offered: $3.58 a month is the annual price divided by 12
Group plan	Families, $71.88 for 5 people	Family, $91.99 for 5 people, 10 GB storage
Free plan	No	Not on the pricing page; 30-day trial instead
Trial	14 days, no card; read-only after	30 days, no card
Total with tax before a card	Yes: $52.13 with New York tax	Not checked: the checkout asks for an email first
Refund	None after a charge	None: “all fees are nonrefundable and considered earned on receipt”
Dark web alerts	Watchtower, included	BreachWatch, a paid add-on
Two-factor authentication	Authenticator app or security key, off by default	Listed; not tested
Published audits	ISO 27001, SOC 2 Type 2, pen tests via a Trust Center	FIPS 140-3 validation on the security page; certifications via a Trust Center
Last disclosed incident	Okta support-system intrusion, 09/2023, no user data accessed	None found on Keeper’s pages; not searched elsewhere
Export	Desktop and mobile apps only, 1PUX or CSV	Not checked
Check prices	See plans	See plans

Prices verified on 10/20/2026 on both sites. Keeper’s U.S. figures come from its pricing page as served to a U.S. location.

Price: first year and renewal

For one person Keeper is $4.89 a year cheaper: $42.99 against $47.88, both billed annually before sales tax. For a family it’s the other way around. 1Password Families covers 5 people for $71.88, and Keeper Family covers 5 for $91.99. Keeper’s family plan does include 10 GB of file storage, where 1Password gives 1 GB per person.

Keeper’s dark web monitoring, BreachWatch, is an add-on rather than part of the plan. 1Password’s Watchtower is included.

Neither pricing page printed a renewal price. 1Password’s terms say the subscription renews “under the same conditions.” The checkout showed the first charge as “the annual fee of $52.13 USD starting on October 23, 2026.” Keeper’s terms say prices “are subject to change at the time of the next renewal upon prior written notice.” The 1Password number is the price after its 03/27/2026 increase from $35.88.

Keeper’s checkout, reached from the Buy Now button, opened with a single field, “Your Information: Email Address,” and no total. I didn’t enter one. Full numbers and cancel steps for 1Password are on the 1Password pricing page.

Trial, refunds and getting out

Keeper’s trial is twice as long: 30 days against 14. Its trial page says “no credit card required.” 1Password’s trial asked for a name, an email and an account password, and no card. It turns read-only when it ends without a payment method.

After a charge, both keep the money. Keeper’s SaaS terms say subscription fees are “billed and collected annually in advance.” They add that “all fees are nonrefundable and considered earned on receipt,” because the software is delivered in full at purchase. The only refund the terms describe is of prepaid, unused fees if Keeper itself breaches the agreement.

1Password’s terms say “all amounts paid are non-refundable,” with case-by-case exceptions. Its help center says it can’t refund past charges or unused time.

Security: what each company publishes

Both are zero-knowledge designs with AES-256 vault encryption. Both say the master password never reaches the company. 1Password adds a 128-bit Secret Key that is combined with the password and never stored by the company. Keeper layers record-level keys under a per-user data key and wraps traffic in an extra key on top of TLS 1.3. Its security page says the cryptographic module is validated by NIST’s CMVP program to FIPS 140-3.

1Password’s audits page lists ISO 27001, 27017, 27018 and 27701 certifications and a SOC 2 Type 2 report. It says pen-test reports moved to its Trust Center in November 2025 and names its HackerOne bug bounty. Its last disclosed incident, in September 2023, was suspicious activity on the Okta instance that manages employee apps. The company said no user data was accessed.

Keeper’s security page names FIPS 140-3 and AWS hosting in U.S. regions and points to a Trust Center for the rest. I found no disclosed incident involving customer vault data on Keeper’s pages. I didn’t search regulators or courts for Keeper.

Data handling

1Password’s sign-up asked for a name and an email. The data region (United States, Canada or EU) follows where you create the account. Two defaults to change: the web app’s first-run prompt to share usage analytics was on, and Manage Account has the same checkbox. Deletion is in Manage Account, with 30 days to ask support to restore the account.

Keeper’s sign-up and account settings weren’t tested here, so I can’t compare the defaults.

What it’s like to be a U.S. customer

	1Password	Keeper
What you’ll pay at checkout	$47.88 plus tax; $52.13 with New York tax, shown before a card	$42.99 a year plus any tax; the checkout asks for an email before showing a total
How to cancel	Billing → Cancel subscription; active to the end of the term, then read-only	Not checked; terms say fees are not refunded once paid
Deleting your data	Manage Account → Permanently Delete Account; 30 days to restore	Not checked
Who can sign up	Worldwide; data region US, Canada or EU; Ontario law	Not checked; data hosted on AWS in U.S. regions by default
Support	Email, form, chatbot; “24/7 support” claimed; auto-reply in a minute, human reply pending	“24/7 customer support” listed on every plan; not contacted
Inside the account	Web app with vaults, generator, Watchtower, import from 15 sources	Not seen

Details for 1Password are in the 1Password review.

Who should pick 1Password

• You want the full total with tax before you enter a card.
• You’re paying for 5 people and $71.88 beats $91.99.
• You want breach alerts included rather than as an add-on.
• You want the Secret Key and hardware-key 2FA.

Who should pick Keeper

• You’re one person and $4.89 a year matters.
• You want 30 trial days to decide instead of 14.
• You want a FIPS 140-3 validated module on paper, for instance for work rules.
• You’ll pay extra for BreachWatch and file storage only if you use them.

Verdict

1Password is the one I’d pick for most people, because it’s the one I could verify end to end. The trial needed no card. The checkout printed $52.13 with New York tax before asking for anything. The audit list is published, with one disclosed incident that reached no user data.

Keeper is a reasonable alternative, $4.89 cheaper for one person and with a longer trial. But its checkout hides the total behind an email field, and its terms make every payment final. For a family, 1Password is both cheaper and tested.

Read the 1Password review for the account walkthrough and the Keeper review for its refund and cancel rules before you pay. If you want a cheaper or free option instead of either, see the 1Password alternatives.

What we checked

• Test accounts: 1Password 14-day trial opened 10/09/2026 and used in the web app. Keeper: none, this site has no test account there
• Checkout: 1Password Individual taken to the payment step on 10/09/2026, $52.13 with New York tax shown before a card. Keeper: its checkout page asked for an email before showing any total, so it was not completed. U.S. prices read on its pricing page through a U.S.-located fetch on 10/20/2026
• Vendor pages: 1Password's pricing page re-read 10/20/2026, its terms, refund policy and audits page from 10/09/2026. Keeper's pricing, trial, terms and security pages captured 10/20/2026
• Support: one email to 1Password on 10/09/2026, auto-reply only. Keeper not contacted
• Public records: 1Password's Okta incident of 09/2023, CFPB and CourtListener searched for 1Password on 10/09/2026. Keeper's regulatory and court history was not searched

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